by margolisassoci | Jul 31, 2024 | General
Long-term care (LTC) is an important part of healthcare, especially if you are aging or have chronic health issues or disabilities. If you are thinking about your future care or have a loved one who may need LTC and are looking for long-term care insurance companies...
by margolisassoci | Jul 11, 2024 | General
The titles of insurance broker and insurance agent sound like they’re similar in terms of their duties and abilities. Both are in the insurance industry, and they can both obtain estimates for policies and recommend the appropriate kind and quantity of coverage...
by margolisassoci | Jun 28, 2024 | Benefits
Traveling can be an exciting time to see and experience new things, get away from your routine, and simply relax and rewind. Maybe your time away from home is for business. Whatever the reason you are going away, it is important to be prepared with proper insurance....
by margolisassoci | Jun 7, 2024 | Benefits
Underwriting a life insurance policy is a process that’s done by the insurance company to determine how much of a risk you pose to the insurer. Your overall health, age, occupation, and hobbies are all factors that are examined during the underwriting process....
by margolisassoci | May 24, 2024 | Benefits
If you know that you may need long-term care insurance in the New York City area, there are some important things to know first. If you are eligible, then you’ll want to figure out what would be the appropriate amount of coverage to meet your specific needs. What is...
by margolisassoci | May 8, 2024 | Benefits
When planning a long trip, you should consider setting up travel insurance. Travel insurance is especially beneficial if you’re someone who often travels or will be taking long trips. If you live in the New York City area and will be traveling, consider how travel...
by margolisassoci | Apr 26, 2024 | Benefits
The IRS typically considers most types of income as being subject to taxes, and it’s natural to think that a life insurance policy would be put to the same standards. It may surprise you to learn that the distributions from a life insurance policy are exempt...
by margolisassoci | Apr 18, 2024 | Benefits
Life insurance is an investment in your family. It accepts money from you in exchange for a promise to pay your beneficiaries (people you designate) an agreed-upon amount when you pass away. People can buy life insurance, and many employers will purchase employee...
by margolisassoci | Apr 3, 2024 | General
Life insurance serves as a vital financial safety net, providing your loved ones with a lump sum payment in the event of your demise. While this may seem straightforward, the world of life insurance is multifaceted, with numerous policy types tailored to specific...
by margolisassoci | Mar 29, 2024 | Benefits
When speaking of essential health care and insurance, an open enrollment period is fundamental to assuring that everybody can get coverage or access to the funding they want. But, what exactly does an open enrollment period mean, and why is it so essential for...
