Life Insurance Agency Serving Westchester County

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life insurance westchester ny

When you have loved ones depending on you, it can be difficult to think about what might happen if you weren’t around anymore. Life insurance plans can provide peace of mind and a financial safety net for your loved ones so they won’t have to struggle if you pass away. Have you thought about purchasing life insurance? Why haven’t you done it yet? Maybe you think it will be too expensive. Maybe you just don’t have the time to sort through all the policies available on the market and find the one with the coverage you need. At Margolis & Associates, we’re here to tell you that finding an insurance policy doesn’t have to be complicated.

We have been working in the insurance industry for more than 50 years, and during that time we have established a great deal of trust in the communities we serve, including Westchester, NY. As life insurance brokers, we can help you identify the right plan for you. Our team makes buying insurance simple!

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How Life Insurance Works

There are two types of life insurance plans we deal with; deciding which type will meet your needs and fit into your budget is an important decision. If you live in Westchester, NY, or anywhere nearby, it’s a good idea to speak to the team at Margolis & Associates so we can give you valuable information that will help you choose the right type of plan. Call us for information about either of the following types of policies:

  • Term Life Insurance
  • Permanent, also known as Whole Life Insurance

A term life policy is designed to cover you for a specific time, say 30 years, for instance. If you pass away during this period, your beneficiaries will receive a death benefit. Whole life policies, on the other hand, provide coverage for your entire lifetime. Whole life plans are generally more expensive, which is why many of our clients prefer the affordability of a term life policy. Of course, there is a lot more information to consider before you decide on a policy, so it’s best to speak with the insurance brokers at Margolis & Associates to help you along in the process.

Life Insurance Policy Options in Westchester County

If you are searching for whole life insurance, term life insurance, or any other type of insurance policy, trust the experts at Margolis & Associates. Our decades of experience and network of over 200 top insurers allow us to provide the best advice and recommendations, making it simple for you to choose. We work with all types of clients, including businesses, so call us about your Westchester County employee benefits or about any other coverage you may need.

life insurance westchester county