Employee Health Insurance Agency Serving Suffolk County

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Suffolk county ny employee benefits

Employee Health Insurance Agency Serving Suffolk County

Whether you own your own business or you work in the human resources department of a larger company, it is important to provide an employee benefits package that is affordable and meets your employees’ needs. If you don’t have competitive employee medical benefits, you could end up losing your top team members to another company. Retaining and attracting the best employees means maintaining a robust group employee benefits package, and at Margolis & Associates, we can help you.

We have over 50 years of experience as insurance brokers serving Suffolk County and surrounding areas. During that time, we have earned the trust of our clients and the people in the communities we serve. Our team works with a network of more than 200 top insurance companies, so we can always provide you with a range of options that will work for you. Call us today for assistance in putting together an employee medical benefits package, and for help with any other type of insurance you need in Suffolk County, NY.

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How Group Health Insurance Works

While personal insurance covers a single individual, group benefits provide for the medical care of a group of people, like the employees at your company in Suffolk County. In addition to helping you find medical employee benefits, the team at Margolis & Associates can provide you with a wide range of other services and options regarding employee medical benefits, including:

  • Medical Insurance
  • Group Life Insurance 
  • Group Short Term and Long Term Disability Insurance
  • Group Long-Term Care Insurance
  • Group Dental Insurance
  • And More

Your employees in Suffolk County work hard for you; they deserve to have a benefits package they can afford and that covers the things they need. We also serve surrounding communities, so get in touch with us if you need Westchester County employee benefits or insurance advice anywhere else in the area.

Suffolk county employee benefits

How Much Does Employee Health Insurance Cost?

The cost to provide employee benefits like health insurance in Suffolk County, NY gives your team peace of mind. But how much do employee medical benefits cost? The price for these benefits varies greatly, depending on several factors. First, the state your business is located in will play a role in the cost, since each state may have different average premium rates. Next, the size of your company plays a role in the cost of employee benefits like health insurance. For example, larger companies with more employees typically pay lower premiums than small businesses with fewer employees 

The average annual cost of employee medical benefits per employee will vary depending on what you offer. For example, if your company offers mental health services, additional wellness programs, or telemedicine access, you could pay more. The brokers at Margolis & Associates in Suffolk County can help you find the best plan for your employees at the best possible price.

Employee health insurance plans suffolk county

Can Employees Choose Their Health Insurance Plan?

Many employees wonder if they’re able to choose their employee medical benefits and plans. If you’re purchasing the insurance, the employee must choose the plan through the insurance company you’ve chosen. However, most insurance companies offer several options that employees can choose from based on tiers of coverage, premium and deductible costs, and other factors. Employees can also choose to purchase individual health insurance on their own. In most cases, employee benefits are less expensive, which is why offering this is so appealing to many workers.

Employees who want to choose their health insurance plan may do so during the open enrollment period. This period allows people to continue to stay with their existing insurance company or choose a new one. During open enrollment, employees can choose:

  • To renew or change their health insurance plan
  • Change different coverage options, limits, and premium packages
  • Change health insurance companies altogether if desired

Employee Health Insurance & Dependent Coverage

If employees have dependents (children) under the age of 26 years old, they can include them in their health insurance coverage. Talking to a broker can help you determine the best plans for your employees and their families and dependents to ensure you’re offering the best insurance possible.

If you’re ready to offer employer-provided medical insurance in Suffolk County, NY, contact Margolis & Associates today at (212) 684-0711!

Employee Benefits Plans in Suffolk County, NY

The insurance brokers at Margolis & Associates make it simple for you to find the best employee benefits for your company. You don’t have to spend countless hours poring over insurance company informational materials or waste time on the phone shopping around for different providers. Let our team do the legwork for you! Our decades of experience examining insurance policies and putting together benefits packages mean you can trust us to come through for you. Leave your Suffolk County group insurance plan in the hands of the experts.

Call (212) 684-0711 or send an email to info@margolisandassociates.com to find out more information or to schedule your consultation with one of our knowledgeable and experienced team members. We are waiting to hear from you; get in touch with Margolis & Associates today!